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Your current loan

Lender name

Outstanding principal *

₹

Current interest rate *

% p.a.

Remaining tenure *

months

Current EMI (optional)

₹

If you enter this, we'll check it against the EMI derived from your principal, rate, and tenure.

My current loan is fixed-rate

New offer(s)

Offer 1

Lender name

Offered interest rate *

% p.a.

Offered tenure (optional)

months

Leave blank to match your current remaining tenure.

Switching costs

Offer 1

Processing fee *

₹

18% GST is added automatically (typical range 0.25–1% of loan amount).

Other switching costs

₹

Covers stamp duty/MOD, legal & valuation, CERSAI, and admin charges. Leave blank to use our indicative default of ₹25,000.

What matters most to you?Lowest total costSave the most money over the loan's life.Maximum cash-flow reliefCut my monthly EMI as much as possible.Debt-free fastestKeep my EMI the same, but finish paying sooner.

Live recommendation

Fill in your current loan and at least one offer to see your recommendation update live.